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Category Archives: Florida Realtors

Most Credit Scores Stop Counting Medical Debt

Florida RealtorsBy July 1, 2022

The three big credit reporting agencies now don’t include medical debt in reports for banks, landlords, etc.; and they won’t report small medical debts at all in 2023.

Will High Rental Profits Hurt Subsidized Housing?

Florida RealtorsBy July 1, 2022

Some advocates worry that investors in subsidized government housing will drop the affordable-housing subsidies in order to raise rents and pursue higher profits.

Fla. Condos Start to See Impact of Surfside Collapse

Florida RealtorsBy July 1, 2022

The tragedy rattled a Fla. insurance industry that was already struggling. One Palm Beach condo complex expected a 25% increase – but coverage rose by 82%.

Some Owners’ Theory: Sell Now, Rent, Buy Later

Florida RealtorsBy June 30, 2022

Home prices took a dive during the Great Recession and some homeowners think that will happen again, so they’re selling now and waiting for bargains to arrive.

Buyers Freaking Out Over Loan Rates?

Florida RealtorsBy June 30, 2022

Every buyer in every real estate cycle faces challenges. Buyers who can keep things in perspective still qualify for mortgages and sign contracts for homes.

30-Year Mortgage Rates Ease a Bit, Hit 5.7%

Florida RealtorsBy June 30, 2022

Stock market and inflation fears hurt the economy, but increased economic pain can often lower mortgage rates if investors flock to mid-term bonds.

Higher-than-Expected Rents: 6 Fla. Metros in Top 10

Florida RealtorsBy June 30, 2022

A study by FAU and two other universities compares current rents with “historical trends” found Miami No. 1 in the U.S., with rents 22.7% higher than historically expected.

Moody’s: Housing Correction Coming – but No Crash

Florida RealtorsBy June 30, 2022

The Fed’s interest rate hikes will cause the “pendulum to swing back down” some places, but no crash if vacancies stay low and underwriting standards remain high.

More Renters May Qualify for a Loan After July 10

Florida RealtorsBy June 30, 2022

If renters paid their landlord on time for a year, they can share that info with Freddie Mac to improve their chance for mortgage approval or lower their interest rate.

New Fla. Real Estate Laws Go into Effect July 1

Florida RealtorsBy June 29, 2022

A number of real-estate-related bills passed in the 2022 Florida Legislature and were signed by Gov. Ron DeSantis, including the Hometown Heroes program.

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