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Category Archives: Florida Realtors

A Vacation Home for Escape? Online Searches Hit 5-Year High

Florida RealtorsBy November 6, 2020

Cabin fever has led more Americans to look for … well, a cabin. An online listing site says interest doubled since 2019, and Google searches are up as much as 235%.

Homebuyers’ Down Payments Rise as Home Prices Climb

Florida RealtorsBy November 6, 2020

Buyers saving money each month for a down payment may find the goalposts have moved. If home prices rise 5%, the amount of money they need to put down does too.

Fed Keeps Interest Rates Near Zero – Willing to Do More

Florida RealtorsBy November 6, 2020

The Federal Reserve didn’t change rates this week, but it pledged to use its “full range of tools” to support the U.S. economy as the pandemic continues to grow.

Homeownership Creates Wealth Even If That’s Not the Goal

Florida RealtorsBy November 6, 2020

Homeowners who spent a lifetime working, raising families and paying mortgages have a greater net worth later in life. Among U.S. families who own rather than rent, a primary residence accounts for 90% of total wealth – and 99% for the bottom 20% of low-income owners.

Amendment 5 and Tax Benefits: What It Means for Fla. Sellers

Florida RealtorsBy November 5, 2020

Floridians passed Realtor-supported Amendment 5, giving sellers up to three years – an increase from two – to transfer (port) accrued property tax benefits to a new home.

Homeowners’ Priorities Shift from Countertops to More Space

Florida RealtorsBy November 5, 2020

Since the pandemic, buyers focus now on more space and outdoor features. Square footage, living space, floor design and outdoor spaces, like pools, are top priorities.

Can Landlord Demand Rent if Tenant Can’t Stay Due to Disaster?

Florida RealtorsBy November 5, 2020

The situation isn’t clear: Roads damaged by a disaster mean a tenant is blocked from her apartment and must temporarily rent elsewhere. What does the lease allow?

New Loan Programs Could Boost Minority Homeownership

Florida RealtorsBy November 5, 2020

In an effort to ease the damage caused by limited lending over the years, lenders’ programs can include thousands of dollars in closing-cost credits, down payment assistance, low-interest loans and/or more affordable housing opportunities for underserved communities.

NAHB: Home Affordability Hits Two-Year Low

Florida RealtorsBy November 5, 2020

The builders group says record-low mortgage rates are no longer enough to offset rising home prices as buyers fight over a dwindling supply of for-sale inventory.

U.S. Long-term Mortgage Rates Flat to Lower; 30-year at 2.78%

Florida RealtorsBy November 5, 2020

It’s a new all-time record low for the 30-year FRM – the 12th time this year. Meanwhile, the average rate on a 15-year mortgage remained at 2.32% this week.

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