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Category Archives: Florida Realtors

Rise in Homelessness Could Soon Become a Major U.S. Problem

Florida RealtorsBy December 16, 2020

The CARES Act provided money to house homeless people in hotel rooms, and many cities could see thousands of homeless people back on the streets as funding runs out.

Fla.-Run Citizens Insurance Proposes 3.7% Rate Hike

Florida RealtorsBy December 15, 2020

Every county has at least one home covered by Fla.-owned Citizens Property Ins. An average 3.7% increase is as high as 7.6% in one – but a 0.6% drop in Miami-Dade.

Climate Change Impacting Home Value in Higher Risk Areas

Florida RealtorsBy December 15, 2020

Study: Homes in high-risk flood areas appreciated about 5% less than homes in low-risk areas over the past five years. For homes in fire-risk areas, it was 3% less.

Brace Yourself for Pandemic Vaccine Scams

Florida RealtorsBy December 15, 2020

When can you get the COVID-19 vaccine? Unknown. How long before the world gets back to normal? Unclear. And those unknowns give scammers a foot in the door.

Mortgage Refinance Applications Soar Despite New Fees

Florida RealtorsBy December 15, 2020

A 0.5% refi fee took effect Dec. 1, but the impact appears minimal. It adds about an eighth of a point to a loan’s interest rate, and most banks already apply it.

Mortgage Rule Changes Should Help Homebuyers

Florida RealtorsBy December 15, 2020

Lenders like to issue qualified mortgages (QM) because they know upfront that they can sell those loans to Fannie Mae or Freddie Mac, and then fund more home purchases. A change to QM standards should, in many cases, make it easier for buyers to qualify for a loan.

Higher Home Prices Added $1T to U.S. Owners’ Equity in 3Q

Florida RealtorsBy December 15, 2020

Homeowners gained an average $17,000 – or almost 11% rise – in property equity this year, creating a buffer that can help in case of financial woes.

Housing Policy in a Biden Administration? Depends on Senate

Florida RealtorsBy December 14, 2020

NAR: The president-elect’s proposals go further than current ones, notably over the racial wealth gap and a first-time buyer tax credit. But if he works with a divided Senate, it will force some compromises, making it hard to predict what will happen over the next four years.

Want to Lose Customers? Offer Second-Rate Digital Connections

Florida RealtorsBy December 14, 2020

Web surfers can’t tell how big a business is, but they can judge how big it looks. As the world moves online, people use digital quality to judge a firm’s competence.

RE Q&A: Can Board Members Vote By Proxy?

Florida RealtorsBy December 14, 2020

Also: A condo assoc. legally mailed the proposed budget 14 days in advance, but a day before the meeting sent a new one to replace it. Should they wait another 14 days?

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