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Category Archives: Florida Realtors

Fed: Median-Income Buyers Can’t Afford Median-Priced Homes

Florida RealtorsBy September 10, 2021

Atlanta Fed: The affordability index hit 92.2 – and any number below 100 means housing is generally unaffordable. If interest rates rise, that number will probably go lower.

Real Estate Firms, COVID and Returning to the Office

Florida RealtorsBy September 9, 2021

As in firms nationwide, real estate companies vary greatly in return-to-the-office policies. A handful mandate vaccines for everyone; others say they never closed.

Mortgage Rates Oddly Stable, 30-Year 2.88% This Week

Florida RealtorsBy September 9, 2021

The economy appears balanced if mortgage rates are an accurate reflection. This week’s average 30-year, fixed-rate loan rose only slightly from last week’s 2.87%.

Transaction Check: NFIP Flood Rates to Change on Oct. 1

Florida RealtorsBy September 9, 2021

Buyers who close after Oct. 1 and need flood insurance should understand upcoming flood insurance changes. The new rating system is property-specific and not yet published, but 12% of Fla. homes will see at least a $120 yearly increase. Buyers may be able to assume a seller’s policy and rates, however.

Ransomware, Data Theft, Hacking? Consider Cyber Insurance

Florida RealtorsBy September 9, 2021

Cyber insurance is tricky because it focuses on intangible data. How do you value that and then insure potential risk? But in today’s world, it’s worth considering.

Sea-Level Rise Could Impact Homes 20 Miles from Water

Florida RealtorsBy September 9, 2021

While ocean-view homes seem most at-risk for rising seas, coastal metros that rely on canals and water management can find that flood waters have no place to go.

Buyers Writing a Love Letter? Give Them a Reason Not To

Florida RealtorsBy September 9, 2021

NAR is still warning Realtors about the dangers of “love letters” that some buyers write to sellers. In some cases, they create a potential fair housing violation.

Homebuyer Sentiment Ticks Up – First Time Since March

Florida RealtorsBy September 8, 2021

More consumers are starting to think home price increases have largely topped out – and if they still hope to snag a low interest rate, it’s time to shop for a home.

Buyers Hoping for Foreclosures Face Competition from Investors

Florida RealtorsBy September 8, 2021

Investors love foreclosures and short sales. The homes usually need work, which is ideal for flippers who fix and sell. They also tend to be less expensive – ideal for large companies that own thousands of homes to rent out. Buyers hoping for more affordable listings may be disappointed.

Central Florida Metros Among U.S. Leaders for Rising Home Prices

Florida RealtorsBy September 8, 2021

In Daytona Beach, home prices are up 9.07% since Dec. In Orlando, they’re up 8.15%. Relocating Northerners have increased the pressure on existing residents.

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