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Category Archives: Florida Realtors

New FinCEN Reporting Could Include Brokers, Agents

Florida RealtorsBy December 13, 2021

A new nationwide attempt to stop real estate money laundering could be massive – but there are a lot of “maybes” while FinCEN accepts public comments.

Buyers Shouldn’t Quit Jobs Before Securing a Mortgage

Florida RealtorsBy December 13, 2021

Many people want a higher quality of life, but lenders consider quitting jobs or opting for self-employment as a red flag that can scuttle a mortgage approval.

First Street Analysis: Flood Threat to Commercial RE

Florida RealtorsBy December 13, 2021

The company that lists residential flood risk on realtor.com released its latest report on commercial RE. It suggests that repair costs could rise 25% by 2051.

A Black Couple Sues Appraiser, Alleges Racial Bias

Florida RealtorsBy December 13, 2021

At least three Black homeowners in three separate states have now “whitewashed” their home after a low appraisal only to see it reappraise for more money.

How Quickly Will Mortgage Rates Rise in 2022?

Florida RealtorsBy December 10, 2021

Even experts have trouble accurately predicting mortgage rates, but given Fed moves, one suggests only a slight increase – about 3.5% overall in 2022.

Offices Downsizing Space – but Also Décor

Florida RealtorsBy December 10, 2021

Offices once reflected their companies – the more expensive the décor, the more important the firm. But the pandemic and societal shifts are changing that.

How Will FEMA’s Flood Ins. Revamp Affect Me?

Florida RealtorsBy December 10, 2021

Most homeowners won’t see radical changes under new pricing guidance, but some may be surprised their flood coverage costs less – or maybe more.

Fla. Continues to Struggle with Affordable Housing

Florida RealtorsBy December 10, 2021

A new report from Apartment List finds Fla. leads the nation in the percentage of renters (56%) who have to spend 30% or more of their income on housing.

Be Careful Using Emojis: Interpretations Vary

Florida RealtorsBy December 10, 2021

Study: Men and women often interpret emoji facial expressions differently. Men see the yellow thinking face as positive, for example; women not so much.

OK for Loan Programs to Address Systemic Racism

Florida RealtorsBy December 10, 2021

HUD legal opinion: Special Purpose Credit Programs – a type designed to correct past lending shortfalls to protected groups – are legal under the Fair Housing Act.

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