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Author Archives: Gary

‘Quiet Luxury’ Is Coming for the Housing Market

Florida RealtorsBy GarySeptember 16, 2025

Wealthy buyers are opting for homes that balance convenience, style, and investment value rather than size and can be purchased in cash.

Deadlines Looming For Hurricane Claims

Florida RealtorsBy GarySeptember 16, 2025

Florida law allows one year to start a storm claim. Helene deadline is Sept. 26, 2025. Milton deadline is Oct. 9, 2025. Supplemental claims get 18 months.

Housing Market Shifts as Sellers Adjust Prices

Florida RealtorsBy GarySeptember 16, 2025

Homebuyers are gaining leverage as sellers cut prices, offer concessions and listings linger, though affordability challenges keep sales near historic lows.

Three Paths for Mortgage Rates Ahead

Florida RealtorsBy GarySeptember 16, 2025

A Fed rate cut is expected Sept. 17, but mortgage rates, shaped by investor demand and Treasury yields, could rise, steady or drop.

Builder Confidence Steady, Future Sales Look Up

Florida RealtorsBy GarySeptember 16, 2025

Builder sentiment remained unchanged in September. Lower mortgage rates and a possible Fed rate cut lifted future sales expectations, while more builders cut prices.

U.S. Housing Affordability Shows Modest Gains

Florida RealtorsBy GarySeptember 15, 2025

With mortgage rates easing and home prices slowing, affordability has increased 3.1% YOY across the U.S. However, conditions remain well below pre-pandemic norms.

Drop in Mortgage Rates Sparks Refinances

Florida RealtorsBy GarySeptember 15, 2025

Mortgage rates fell to an 11-month low, prompting more refinancing. Experts urge caution if the break-even period to recoup costs is over two years.

Want to Sell Your Home? Start Early

Florida RealtorsBy GarySeptember 15, 2025

Many longtime homeowners hold large equity gains, but today’s market calls for early planning and careful pricing to ensure a smooth, profitable sale.

How to Reach the Coveted 850 Credit Mark

Florida RealtorsBy GarySeptember 15, 2025

Only about 2% of Americans achieve an 850 credit score. With steady habits and smart monitoring, anyone can move closer to top-tier credit and better loan rates.

Radon Testing: A Simple Step for a Safer Home

Florida RealtorsBy GarySeptember 15, 2025

Radon, an invisible gas and second-leading cause of lung cancer, can enter any home. Regular testing and affordable mitigation protect health and property values.

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