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Daily Archives: January 29, 2026

Why Long-Empty Homes Are More Than an Eyesore

Florida RealtorsBy GaryJanuary 29, 2026

Vacant and neglected homes can attract pests, wildlife and squatters, raising health and safety concerns for neighbors and putting pressure on nearby property values.

Factors That Could Move Mortgage Rates Next

Florida RealtorsBy GaryJanuary 29, 2026

With no immediate rate changes from the Fed, the next moves for mortgage rates may depend on economic reports and any action involving mortgage-backed securities.

Mortgage Rate Up Slightly, Still Near 3-Year Low

Florida RealtorsBy GaryJanuary 29, 2026

Mortgage rates edged higher, with 30-year loans at 6.1% (up from 6.09%) and 15-year rates at 5.49%. Buyers and sellers are watching what comes next.

Metrics That Help Gauge Financial Health

Florida RealtorsBy GaryJanuary 29, 2026

Debt-to-income ratio, savings balances and credit scores shape borrowing power, loan terms and readiness to buy a home in today’s market.

What to Consider Before Refinancing

Florida RealtorsBy GaryJanuary 29, 2026

Refinancing can lower monthly payments, change loan terms or tap home equity, but fees, credit scores and timing matter when replacing an existing mortgage.

2026 Changes to the Code of Ethics and Arbitration Manual

Florida RealtorsBy GaryJanuary 29, 2026

The Code of Ethics has adapted with the real estate industry for over 100 years. Updates to the Code of Ethics and Arbitration Manual go into effect at the beginning of each year.  Here’s what’s new in 2026.

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