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Daily Archives: November 4, 2021

Long-Term Mortgage Rate Ticks Back Down to 3.09%

Florida RealtorsBy November 4, 2021

Average mortgage rates moved higher over the previous two weeks, but this week’s 30-year, fixed-rate mortgage dropped from last week’s average 3.14%.

Apple iOS Privacy Updates Impact Real Estate Ads

Florida RealtorsBy November 4, 2021

Targeted ads work if software builds a profile of users. With Apple’s new privacy options, however, apps have more trouble collecting needed data for targeting.

Fed Makes It Official: It Will Slow Mortgage Bond Purchases

Florida RealtorsBy November 4, 2021

The central bank bought bonds to keep mortgage rates low, and it will start “tapering” those purchases. It means rates will likely move higher – but that’s not assured.

States with the Fewest Outgoing Residents? Fla. No. 3

Florida RealtorsBy November 4, 2021

The LendingTree study also identified Fla. as a top destination for out-of-state movers: More than a third (36%) of state-to-state movers preferred relocating to Fla.

OSHA Vaccine Mandate Doesn’t Include Independent Contractors

Florida RealtorsBy November 4, 2021

All U.S. companies with 100+ employees must confirm employees’ vaccination status or have them supply a negative COVID-19 test once per week starting Jan. 4, 2022 – but the rule likely won’t affect most Fla. RE brokerages.

The Top Buyer Concern on Moving? Local Crime Data

Florida RealtorsBy November 4, 2021

A survey found that the pandemic shifted some buyer priorities. The desire for a safe neighborhood became more important than the cost of living or local schools.

Lenders Deny Higher Percentage of Asian Americans’ Mortgages

Florida RealtorsBy November 4, 2021

Urban Institute report: The mortgage-denial rate for Asian Americans is 8.7% compared to 6.7% for whites, despite the former’s generally better credit scores and income.

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